References

Additional sources and materials

1. Social Security Administration. Fact Sheet. 2009 Social Security Changes.
 2. V 2009 g. programma dopolnitel'nogo garantirovannogo dokhoda obespechivala 674 doll. v
 mesyats na odnogo cheloveka i 1011 doll. v mesyats dlya sem'i iz dvukh chelovek. Posobiya po nej poluchali svyshe 7 mln. chelovek, preimuschestvenno invalidy. – SSA. 2009 Social Security Changes; Statistical Abstract of the United States 2009, table 544. 
 3. Testimony of Paul Schott Stevens, President and CEO, Investment Company Institute, on
 the «Strengthening Worker Retirement Security» Hearing Before the Education and Labor Committee,
 H.R., 24.02.2009 (http:www.ici.org/issues/ret/09-house-401K_tmny.thml).
 4. 70 Percent of U.S. Households Have Retirement Savings, January 2009
 (http//www.ici.org/new/09newsirarsrch.thml). 
 5. U.S. Department of Labor, Employee Benefits Security Administration. Private Pension Bulletin,
 Abstract of 2006 Form 5500 Annual Reports. December 2008, table Al. 
 6. ICI. The Role of IRAs in U.S. Households’ Saving for Retirement, 2008, Research Fundamentals.
 January 2009, vol. 18, No. 1, p. 1. 
 7. Testimony of Paul Schott Stevens…
 8. Are Retirement Savings Too Exposed to Market Risk. October 2008. Issue in Brief 8-19. Center for
 Retirement Research at Boston College (http://crr.bc/edu/images/stories/Briefs/ib 8-16.pdf).
 9. An Update on 401 (k) Plans: Insights from the 2007 SCF. March 2009 Appendix
 (http://crr.bc.edu/images/stories/Briefs/ib-9-5.pdf). 
 10. The Financial Crisis and Private Defined Benefit Plans. November 2008
 (htttp://www.imaweb.com/images/FinancialCrisisand rivateDBPs.pdf). 
 11. Ibidem.
 12. Ibid., table 3.
 13. What Do We Know about the Universe of State and Local Plans? Center for State and Local Government Excellence. March 2008 (http://www.slge.org/vertical/Sites/{A260EIDF–5AEE–459-84C4–
 876 EEEIE4032}/uploads/{4E 482D69–OFA8–422D-828B–2EF9632E8918}.pdf). 
 14. State and Local Pensions Are Different From Private Plans. November 2007. Center for State and
 Local Government Excellence (http://slge.org.vertical.Sites/{A260EIDF–5AEE-459D-84C4-
 876 EFEIE4032}/uploads/ {AIC7971A-7B76 – 4B4A-B55F-BF 5317B47A52}.pdf). 
 15. Ibidem.
 16. The Financial Crisis and State/Local Defined Benefit Plans. November 2008
 (http://crr/bc/edu/images/stories /Briefs/ib 8-19.pdf). 
 17. An Update on 401 (k) Plans: Insights from the 2007 CSF, Fig. 6, March 2009
 (http://crr/bc/edu/images/stories/Briefs/ib_9_5.pdf). 
 18. Defined Contribution Plan Distribution Choices at Retirement, Fall 2008, p. 7
 (http://www.ici.org/stats/res/1 rpt 08 dcdd.pdf). 
 19. U.S. Department of Labor, Employees Benefit Security Administration. Private Pension Plan Bulletin Historical Tables, February 2008, table E20; Private Pension Plan Bulletin 2006, December 2008,
 table D5. 
 20. 401 (k) Plan Asset Allocation, Account Balances, and Loan Activity in 2007. ICI Research Perspective, December 2008, vol. 14, No. 3, p. 2 (http://www/ici/org/new/per 14-03.pdf). 
 21. The U.S. Retirement Market, 2008, Fig. 9.
 22. Testimony of Paul Schott Stevens… 
 23. An Update on 401 (k) Plans: Insights from the 2007 SCF, March 2009, p. 8.
 24. The Impact of the Recent Financial Crisis on 401(k). Account Balances. Employee Benefit Research Institute, February 2009 (http://www.ebri.org/pdf/briefs pdf/EBRIIB2-2009Crisis-impct.pdf). 
 25. The 2009 Retirement Confidence Survey: Economy Drives Confidence to Record Lows; Many
 Looking to Work Longer. April 2009 (http://www.ebri.org/pdf/brief pdf/EBRI1B4-2009RCI.pdf).
 26. Podrobno ob LPS sm.: Popov A.A. Novye tendentsii v sotsial'noj politike SShA: lichnye pensionnye scheta. – «SShA 
 Kanada», 2006, № 1.
 27. ICI. The Individual Retirement Account at Age 30. Wash., 2005, Fig. 14.
 28. The Role of IRAs in U.S. Household Saving for Retirement, 2008. ICI Fundamentals, vol. 18,
 No. 1, January 2009 (http://www.ici.org/home/fm-v18nl.pdf). 
 29. Ibidem. 
 30. Testimony of Paul Schott Stevens...
 31. The Impact of the Financial Crisis on Workers’ Retirement Security. Hearing Before the Education
 and Labor Committee, 21.10.2008 (http://www.ici.org/issues/ret/08_house_ret_security_stmt.html). 
 32. Mot 401 (k) Savers Are Staying the Course: ICI Study, 19.12.2008
 (http://www.ici.org/statement/nr/2008/08-news-saver-rsrch.html). 
 33. Retirement Saving in Wake of financial Market Volatility, December 2008
 (http://www.ici/org/pdf/ppr-08-ret-saving.pdf). 
 34. The Impact of the Financial Crisis on Workers’ Retirement Security… 
 35. «Izvestiya», 7.04.2009. 
 36. «Kommersant», 28.04.2009.
 37. «Izvestiya», 27.04.2009. 
 38. El Sistema Chileno de Pensiones. Sexta Edicion. Santiago, 2007. Anexo Extadistico.
 39. «Kommersant», 13.04.2009.
 40. «Kommersant», 28.07.2009.